Evidence of deceptive, abusive and gross misrepresentation by debt collectors companies have been found in abundance with years of unsavory behaviors on record. As such, Fair Debt Collection Practices Act or FDCPA was passed by the Congress in 1977 to minimize the escalating cases of abusive and unfair debt collection practices in the country.
One of the most common concerns regards unpaid debts include the number of attempts collection agents can call regarding the owed money. Read more
Why is it necessary to prepare bank reconciliation? Bank reconciliation is necessary only for a demand deposit or checking account. It is very seldom that we find our cash balance per book equals or balances with the balance per bank statement. I guess you are familiar with what a bank statement is.
A bank statement is a monthly report of the bank to the depositor showing the cash balance per bank at the beginning, the deposits entered, the checks paid, other charges and credits and the daily cash balance during the month. Read more
Undoubtedly, payment of taxes may seem like a difficult process. Not only must you calculate the rates for the tax, you will also need to know the application process for the tax payment. While it may seem complex in the initial process, you can always opt for the online tax payment which is much more convenient. But before you can begin the application process, there are certain requisites you must be aware. Let us take a look at a few options that can assist you;
Pre requisites of the online tax payment process:
One of the main process of the pre requisites of the online tax payment process is the PAN and the TAN accounts. Read more
In most cases, the details of the credit score rating scale used by the most credit bureaus are closely guarded trade secrets. The secrets are shrouded within the guidelines of the companies that have built the scoring credit score rating scale.
Let me however say that, the best known and most widely used credit score rating scale model of the FICO judges your credit score on a credit score rating scale from 300 to 850. Read more
1986 was a year many amazing things came into being. The movies Platoon, Short Circuit, and Aliens were created, and revolutionized film. The Cold War was ended in 1986, and Mike Tyson became the youngest Heavyweight Champion in history. Truly though, the most monumental of course being when I was born. It was also the year that electronic tax filing came about. Read more
First, the Internal Revenue Service wants you to file electronically. Not only for your benefit, but for theirs as well. They have released several articles and publications encouraging people to get on their computers and file their taxes on the internet. A whopping 67.18% of the tax returns that the I.R.S. Read more